February 16, 2023
7:00 PM

West Haven Senior Center
201 Noble Street Upper Fl
West Haven, CT 06516

If you don’t have a plan, or your Will & Trust have not been updated in the past 3 years, your family could be in danger...

Join attorneys Franklin Drazen and Steven Rubin from Drazen Law Group for a FREE workshop and learn easy ways to take control of your financial future, keep the government out of your affairs, protect your loved ones and avoid 9 costly mistakes that could jeopardize and deplete your nest-egg if the unthinkable happens:

• PROBATE COSTS AND DELAYS: Protect your family from the expenses and delays of the probate court after your passing. Learn why this must be done to keep your affairs totally private, ensure that your money is immediately available for the care of loved ones and shield your family from creditors, predators and unnecessary legal fees if something happens to you. Also, discover how to plan for real estate and property outside of Connecticut to avoid multiple probates.
• NURSING HOME COSTS: Protect your nest egg from nursing home costs, which average over $12,000 per month in our area. Learn how to make great choices now to ensure you receive the care you want if you are disabled or incapacitated in the future.
• GUARDIANS FOR KIDS: Who would raise your kids and manage their money if something happens to you? Learn how to legally document your wishes so they are raised exactly how you want and only receive your money when they are mature enough to handle it.
• DIVORCE: Discover easy ways to protect your children’s inheritance if they divorce. A simple oversight could cause 50% of your assets to walk out the door with your ex in-law! 5. REMARRIAGE: Prevent your assets from going to a stranger instead of your children if your spouse gets remarried after your death.
• ESTATE TAXES: Learn how changes in Federal and Connecticut estate taxes can affect you, and simple strategies to ensure more of your hard earned money goes to your family, and not Uncle Sam.
• RETIREMENT PLANS: Choose the right options to preserve your IRA or 401(k). Take advantage of opportunities to minimize income taxes for your beneficiaries.
• INCAPACITY: Learn how to make your wishes for health care legally known and appoint someone you trust to speak for you in a medical emergency. Avoid a publicly humiliating and expensive conservatorship proceeding if you become legally incapacitated or disabled.
• SPECIAL NEEDS: Lean how to utilize your estate plan to provide a lifetime of care to a child or grandchild with a disability or special needs, without jeopardizing his or her ability to quality for public benefits such as Social Security or Medicaid.